Marketplace Lending Maturation and an Evolving Ecosystem
As marketplace lending evolves and matures, the combination of technology and finance continues to create a more sustainable ecosystem positioned to grow and expand across asset classes. For more than …
The Technological Evolution of Financial Services: We’re Only Just Beginning
Like many in the fintech space, my ears perked up a few weeks ago when Dan Schulman, the CEO of PayPal, declared to Jim Cramer on CNBC that the financial …
Employee Spotlight: Sarah Holland, Sales and Marketing Coordinator
For the past year, our employee spotlight series has provided insights into members of the eOriginal team. Sarah Holland, our sales and marketing coordinator, has led this initiative from its …
Two Ways to Lock in Your Vacation Ownership Company’s Success
Stiff competition and weather woes: How to overcome these challenges via digital empowerment Several of the vacation ownership giants reported higher third quarter sales, despite hurricanes in some of the …
Giving Thanks for an Incredible Year: Happy Thanksgiving!
It’s the time of year when we can all stuff our stomachs without guilt, spend quality time with the people closest to us and reflect on what makes us thankful. …
Don’t Be a Blockbuster: Embrace New Ways of Transacting Business
In 1997, Blockbuster shrugged off Netflix when it first launched, claiming that people preferred the human touch when they rented films. The CEO of Netflix, Reed Hastings, even approached Blockbuster …
eSignRecords2017: eMortgage and Advancing Digital Transaction Management
Today, the eOriginal team is in San Francisco for eSignRecords2017, the Electronic Signature and Records Association’s (ESRA) annual conference. Each year, the event brings together business, technology and legal minds …
Auto Finance Leaders: Don’t Gamble with Your Assets, eContracting is Key
The continued proliferation of eContracting was a hot topic at the 2017 Auto Finance Summit in Las Vegas. This was my third consecutive year representing eOriginal at the event and …
Digital Mortgage Descends on Denver: MBA Annual 2017 Recap
MBA Annual, the premier industry event hosted by the Mortgage Bankers Association, serves as the jump-off for key players to discuss hot button issues, the latest technologies and regulatory factors. As …
Employee Spotlight: Dave DiGioia, eOriginal Project Manager
Our October employee spotlight features Dave DiGioia, Project Manager. Dave has been with eOriginal for five years and a key aspect of his job here is to help customers realize …
Burn the Boats: Ensuring Digital Transformation Success
A common characteristic of successful leadership is tied to several repetitive factors that generally include two key tenants: tenacity and focus. Equally essential is alignment of a strong team to …
Auto Finance: Exploring Three Objections to Digital Transaction Management Adoption
While preparing for the Auto Finance Summit, I’ve been pleasantly surprised by how the industry is embracing eContracting. The consensus seems to be (and I agree) that, between customer expectations …
Digital Mortgage: Combatting Barriers to eNote Adoption
The electronic promissory note (eNote) is recognized as the most important piece of the mortgage puzzle; however, it is also can be the most challenging as its validity is essential …
Upstart No-Action Letter from CFPB Opens Doors for Marketplace Lenders
Last month, Upstart, an eOriginal client and one of the largest marketplace lenders in the U.S., received a no-action letter from the Consumer Finance Protection Bureau (CFPB). The no-action letter …
Lessons Learned at Digital Mortgage 2017
Participants in the mortgage ecosystem are increasingly seeking ways to maximize the benefits of a digital transformation. Initially this focus was centered around an improved front-end borrower experience, but has …
Employee Spotlight: Brendan Kain, Director of Sales
This month’s employee spotlight features our Director of Sales, Brendan Kain. Brendan started his career with eOriginal a year and a half ago, after spending 10+ years with a wireless …
Thought Leaders Weigh-In on the Legality of eNotes
When the mortgage industry began its shift away from paper-based practices, the first phase largely focused on “front-end” application processes that improved the borrower experience. However, as mortgage continues its …
Lending Trends: National Bank Charters for FinTechs?
In Exploring Special Purpose National Bank Charters for FinTech Companies (FinTech Charter Paper), the Office of the Comptroller of Currency (OCC) provides rationale as to why to grant special purpose …
Equipment Lease and Finance: eLeasing is Here to Stay
As equipment lease and finance continues to evolve, businesses are finding the need for a digital financial transaction solution that supports eLeasing has never been more essential. Fortunately, as my …
Subprime Auto ABS Creates Opportunities: Three Clues You’re Ready
Higher delinquencies and lower origination numbers mandate new or improved asset-backed securities (ABS) business model for subprime auto finance market. You’ve perhaps heard of the shake-up at Uber over …