
Auto Financing


A Digital Year in Review: Top Blogs from 2018
Posted on by eOriginalThis was an important year for the continuing digital transformation of auto finance, mortgage, equipment finance and across the lending ecosystem. As we get ready for 2019, we’re taking one …

MotoLease’s Commitment to Innovation Drives Dramatic Growth
Posted on by eOriginalPowersports Innovator Adopts End-to-End Digital Financing Solutions As one of the first industries to embrace eContracting, the proliferation of digital lending in auto finance continues to benefit all players in …

2019 is the Year of Digital Transformation of Auto Finance. Are you Ready?
Posted on by eOriginalAt the recent Auto Finance Summit 2018 in Las Vegas, leaders from across the auto finance ecosystem declared unequivocally that the time has come for digital transformation within the industry. …

Gearing Up for defi SUMMIT 2018: Why Auto Finance Leaders Benefit from the eOriginal and defi Partnership
Posted on by John JacobsDid you know that eContracting and the automotive finance industry go hand-in-hand? By connecting digital loan origination systems and dealer management systems, funders can more rapidly link with dealers, and …

Digital Contracting is the Future of Auto Finance and Here’s Why
Posted on by eOriginalAcross industries, technology plays an increasingly important role in meeting consumer demands. Auto finance is no exception and the continued proliferation of digital lending is a hot topic. Conversations focused on …

What a True Digital Transformation Can Do for Auto Finance
Posted on by John JacobsThe auto finance industry was one of the first to fully embrace electronic contracting (eContracting) solutions. Be that as it may, it’s nowhere near as widely adopted as one might …

How Integrated Lending Process Services Can Improve You Loan Program
Posted on by Defi InsightsWhenever I fix something at home, I gather everything I’ll need to make it happen: tools, supplies, instructions—the lot. Sometimes I even finish without extra trips to the garage or …

How Westlake is Sailing Auto Finance’s Choppy Seas
Posted on by Theodore PapailiouThere is a storm swelling in the auto finance industry. With rising interest rates and tightening regulations, originators and lenders in this space are focused on protecting markets and existing …

Vehicle Finance Report: Protect Margins, Raise Capital, Combat Market Pressure
Posted on by Theodore PapailiouTwo ways to protect cash flow: become more attractive to consumers and investors A little while back, I wrote about trends reported by the Center for Auto Finance Excellence. Digital …

Strong Market for eOriginal Vehicle Finance Customer: $1B ABS Issued
Posted on by Theodore PapailiouPrime and Near-Prime Vehicle Finance Company Continues to Achieve New Milestones It has been gratifying to have Westlake Financial Services as one of our clients and partners. Once we read …

Vehicle Finance, Alternative Lending and Tech Innovation
Posted on by Theodore PapailiouTo kick-off 2018, the Center for Auto Finance Excellence released a list of seven innovative ideas for the industry. The list included biometrics, machine learning, car subscriptions and eContracting. eContracting?! …

Auto Finance Leaders: Don’t Gamble with Your Assets, eContracting is Key
Posted on by Sarah HollandThe continued proliferation of eContracting was a hot topic at the 2017 Auto Finance Summit in Las Vegas. This was my third consecutive year representing eOriginal at the event and …

Auto Finance: Exploring Three Objections to Digital Transaction Management Adoption
Posted on by Theodore PapailiouWhile preparing for the Auto Finance Summit, I’ve been pleasantly surprised by how the industry is embracing eContracting. The consensus seems to be (and I agree) that, between customer expectations …
Subprime Auto ABS Creates Opportunities: Three Clues You’re Ready
Posted on by Scott ShepherdHigher delinquencies and lower origination numbers mandate new or improved asset-backed securities (ABS) business model for subprime auto finance market. You’ve perhaps heard of the shake-up at Uber over …

Digital Processes in Action: eContracting for Vehicle Finance
Posted on by Jessica LarkinLast week, I bought a new car. Unlike my previous vehicle purchases, the dealership I went to had a fully digital contracting process. The salesman reviewed my contract terms with …
Disrupting Ourselves: The Ever-Evolving Auto Finance Landscape
Posted on by Georgine MuntzAuto finance is an ever-evolving landscape, one in which technological transformation is fueled by need and innovation. The pace of change can be an overwhelming whirlwind of analysis – where …

The Customer Journey: A Recap of the 21st Annual AFSA Conference
Posted on by Sarah HollandAccording to a new survey of 1,217 U.S. adults conducted by Harris Poll on behalf of Ford, “As many as 83% of Americans say they would like to spend as …

Digital Drives Success at the Auto Finance Summit 2016 in Vegas
Posted on by Sarah HollandAs a millennial, one of the things I like most about eOriginal is our passion for digital solutions. I also appreciate that we make it our goal to share the …

From Design to Finance: Tesla Makes the Future a Reality
Posted on by Scott ShepherdEarlier this year, Tesla Motors Co. made headlines with the record shattering pre-sale of about 180,000 Model 3 orders in a 24-hour period. With a price point of about $35,000, …

CFPB a Hot Topic at AFSA Independents 2016
Posted on by Theodore PapailiouLast week, the eOriginal team traveled to Scottsdale, Ariz., for the 33rd Independents Conference and Exposition, hosted by the American Financial Services Association. The theme of the event, Champions for …

How the Digital Revolution Expedites and Improves the Securitization Process in Vehicle Finance
Posted on by Jessica LarkinWhile enhanced customer experience frequently gets the headlines, the Digital Transaction Management (DTM) revolution has impacted every aspect of the vehicle finance industry. By connecting digital loan origination systems, dealer management …
AFSA Vehicle Finance Conference: What Happens In Vegas Matters (and Shouldn’t Stay There)
Posted on by Sarah Holland2015 brought the highest sales to the vehicle finance industry since 2006. If this isn’t a good sign for both the industry and economy, I don’t know what is. As Efraim …
The Time Has Come for the Auto Industry To Take the Next Step in Digital Transformation
Posted on by Theodore PapailiouThe auto industry started using eContracting solutions with eSignatures as early as 2005, making it one of the first industries to adopt these technologies. However, adoption of eSignature has stagnated …

Digital Is Becoming the New Normal for Vehicle Finance
Posted on by Wyatt DeiacoDigital Transaction Management (DTM) was born out of the philosophy of enabling businesses to function 100 percent digitally, by giving organizations the ability to electronically execute and manage a wide …

How Stable is the Non-Prime Auto Structured Finance Market?
Posted on by eo_adminAt a glance, the structured finance market, both within the U.S. and globally, will have another stable year. According to the “Global Structured Finance Market 2016 – 2020” study published …

eOriginal’s Top Five Read Blogs of 2015
Posted on by eo_admin2015 is wrapping up nicely and we hope you are enjoying time with family and friends. As we forge forward to 2016, we take a look back with a countdown …

Viva Las Vegas: eOriginal Takes eContracting to Auto Finance Summit
Posted on by Sarah HollandFor the second time this year, eOriginal has given me the opportunity to travel somewhere I’ve never been before. You may recall I went to San Francisco for the first …

The State of the Subprime Auto Finance Market
Posted on by eo_adminYou may have seen the news that the Subprime Auto Finance Market, classified by loans provided to customers with FICO scores below 620, is rebounding too quickly; with implications that …
Even When You’re an Industry Leader, There’s Always More to Learn
Posted on by Scott ShepherdRoute 1. Nissan. Chrysler. Harley Davidson. The list goes on and on… If it is a digital lease or financing agreement to buy a vehicle, there’s a good chance that …